Financial Independence / Retirement Planning
- Financial projections to help determine when you can retire and how to stay retired
- Retirement income strategies or pension election options
- Portfolio withdrawal and tax management strategies
- When to elect social security
- Understanding options for health insurance pre-Medicare and Medicare payment considerations
Estate & Medicaid Planning Strategies
- Will & Trust design strategies
- Coordination of estate documents with various assets
- Distribution strategies for your assets while alive or upon your passing
- Medicaid and Long-term care planning considerations
- Charitable and tax reduction strategies
Investment & Tax Planning
- Development of your unique risk profile
- Portfolio asset allocation, asset location, coordination of various accounts, current and future tax considerations
- Tracking goals-based investing for various financial objectives
Risk Management Planning
- Completing a ‘needs analysis’ to determine your insurance needs for Life, Disability, and Long-Term Care
- Evaluating options from your employer's benefits
- Coordination of your various policies with your financial objectives
Education Planning
- Determine education funding objectives and forecasting possible education expenses
- Review of education account funding options and how funding these accounts may impact your other financial goals
Business Succession & Business Continuation
- Development of business succession or continuation plan, including buy-sell transition strategies
- Implementing strategies for funding buy-sell agreement
- Coordination of succession planning or buy-sell agreements with personal financial plan
- Coordination with attorneys, accountants, or other professionals during transition or sale of business
Executive Benefit Planning
- Strategies for retaining key employees, including Non-Qualified compensation plans or executive ‘carve-out’ plans
- Review of group benefits for executives or key employees
- Ongoing monitoring of benefits offered
Employer Retirement Plan Consulting
- Determining appropriate retirement plan for your business, such as 401k, 403b, SEP IRA, SIMPLE IRA
- Retirement plan design and marketplace review of platforms or service providers
- Ongoing benchmarking of plan fees and services
- Employee/participant enrollment and ongoing education services
- Investment monitoring and reporting