- Building a personalized financial strategy that truly reflects and embodies your personal or family goals, your values, and life objectives.
- Organizing a comprehensive financial plan that includes personal cash flow model, personal balance sheet, and income statement.
- Utilizing the information determined in your personal financial plan so we can help you make informed decisions regarding preserving your wealth.
- Monitoring achievements in your financial plan that allows for adjustments in your investment portfolio rather than adjusting your goals due to the investment outcomes.
- Customized investment portfolio management, including current and future taxes, asset allocation, asset location, risk profile analysis, and coordination of employer and personal investment accounts.
- Determining appropriate strategies to help you position your retirement income, including determining what age you realistically can retire, various withdrawal strategies, income tax bracket management, pension option considerations, securing health insurance in retirement pre-Medicare, and when to elect social security benefits.
- Understanding options for reducing, accepting, or transferring financial risk with the use of various insurance. This would include coordinating coverages with your other planning objectives, evaluating costs, and understanding future planning opportunities such as long-term care or retirement income options.
- Developing strategies for closely held businesses that allow the owner to exit or transition the business efficiently and at a time of their choosing. Coordinating your exit planning with your personal planning to ensure you and your family maximize the value of your business.
- Evaluating various strategies to transition your wealth to your heirs tax efficiently and at the timing of your choosing. This includes developing, implementing, and updating your personal estate plan.
- Evaluating and implementing strategies for reducing and/or eliminating federal or state estate taxes.
- Evaluating and implementing various charitable or gifting strategies that are tax efficient, strengthen the value of your gifts, and coordinating these strategies with your overall estate and investment plan.
